How To Save Money February 2014, Inexpensive Valentine's Day Ideas

How To Save Money -- February 2014

Saving money is important whether your budget is $200 or $2,000 per month. More money means more freedom to pursue the hobbies and activities you desire, and invest more for future purchases such as retirement or paying for higher education. Many times we are living paycheck to paycheck simply because we do not know how much the small expenses (starbucks coffee, premium channels on TV) add up to monthly. 

Top 10 Ways to Save Money February 2014

1. Create a budget. By creating a budget, you know where your money goes each month and how much you can potentially save by reducing your monthly groceries budget, or reducing your utilities bill. 
2. 97 Ways to Save Money around the house. How often do you stock up when you find a deal?
3. Shop for a cheaper cell phone. Even if you are using Verizon, prepaid plans are offered that are 1/2 the cost of contracts. Wait out your contract and switch to prepaid or switch to T-mobile and have your contract termination fee paid by T-Mobile.
4. Create your own gifts for Valentine's Day. What is your special talent that you can share with your significant other? Check Out Pinterest.com for free Valentine's Day ideas:
   

   

   Cheap Valentine's Day Idea: Spell out Your Love in Scrabble Letters with Frame from Thrift Store.

5. 40+ Valentine's Day Ideas for Him. Many of these can be applied for the female in your life, and guaranteed that the person receiving your gift will cherish it much more than flowers or a card.
6. File your Income Taxes (And Receive your Refund) Early.
7. Reduce your heating, natural gas, and electricity bills by 30%. 
8. Reduce your Food Expenses/Monthly Grocery Bill. Buying Healthy, Nutritious and Inexpensive food is a great way to feel better while improving your financial and physical health.
9. Save Money on AT & T Family Plan $27/month including 10 GB Data. 
10. Save $300 when purchasing a brand new mattress. Your mattress will last 10 years. Do your homework when purchasing a new mattress.
11. BONUS: 11 Best How To Save Money Articles February 2014.