11 Best How To Save Money Articles February 2014, Frugal Auto Repair, Tips for Frugal Living

Top 11 Best How To Save Money Articles February 2014

February is a big month for many people: getting into the swing of a new year, Valentine's Day, and the beginning of tax season will all have an effect on our pocketbook and weekly/monthly expenses. The following is a list of 11 "How to" save money in one aspect whether auto repair or daily habits you can incorporate to live more frugally.

1. "Just because you have never done something doesn't mean you can't learn." 5 Simple Tips for Frugal Living.
2. "Stock up on non-perishable groceries, if available at discounted prices." 101 Tips for Frugal Living.
3. The Story of one man who received $578 of free food on his birthday. 
4. 3 Tips How To get free food on your birthday.
5. Performing your own car maintenance can save hundreds or thousands of dollars and is oftentimes as simple as Googling a description of the noise or problems your vehicle is experiencing. Save 30-50% on auto parts by shopping at auto salvage yards. More Frugal car tips.
6. Can You Live On The Minimum Wage? an op-ed in the New York Times, plug in your (estimated) expenses to see if you could live in the minimum wage in your state.
7. Frugal Life Lessons from Hong Kong Billionaire Li Ka-Shing: How To Buy a House & Car in 5 Years.
8. Looking to buy in bulk but don't want to pay for a Costco/Sam's Club membership? Visit a restaurant supply store. 
9. Couponing for beginners: 11 tips that will save you thousands. Great read for beginners to learn about the benefits of coupons. 
10. How To DIY Lego Board table CHEAP!
11. 25 ways to cut costs.
12. BONUS: How To Travel To Europe for 36 days for $1500. 

The above articles may help you to cut costs or save money in some way you had not thought of before. Continuing to lead a frugal lifestyle is important for many reasons, including continually improving and learning from our mistakes to create a better future. 

How To Lower AT & T Family Plan to $27 per line including data

Lowering AT & T Family Plan Cell Phone Bill

AT & T is lowering their 'family plan' rates:

• http://abcnews.go.com/Technology/wireStory/att-reduces-rates-high-data-plans-22329987
• http://www.droid-life.com/2014/02/01/att-family-plan-pricing/
• http://www.nbcnews.com/technology/att-slashes-prices-some-family-plans-2D12044679

If you are an AT & T Family Plan customer, you must call AT & T to receive the lower rates! One frugal consumer was able to reduce their family plan of 8 (7 iPhones and 1 iPad) plus 10 GB data from $48 per line to $27.  By calling AT & T they lowered the bill from a base rate of $340 to $215 per month! More Tips: http://www.reddit.com/r/Frugal/comments/1xq8j9/att_lowering_rates_for_their_family_plans_but_you/

Another user's experience Lowering AT & T Family Plan Bill:

I just chatted with AT&T, and I just switched my currently plan 700 minute family plan, 1 unlimited data, 1 3GB data, unlimited text plan(roughly $160 a month with my 17% military discount) to the new family share plan and now I'm at $113 a month for two lines. I'm incredibly impressed, and thanks for making this post!
ramul

How To Save Money on Energy Bills: Lower Heating, Natural Gas, Electricity Utility Bills

How To Your Lower Heating Bill

Utility Bills can be one of the largest monthly expenses, after housing and food. Many of the ways to be frugal about energy use are changes of habits, focusing on consuming less resources, and mindfully utilizing time-tested and proven methods:

• A programmable thermostat can save money by setting the optimal temperature, and models are available from Home Depot or Lowe's for $20.
• Reuse all heat: If you cook, open the oven door and let all the heat out.
• Invest in a (cheap) hot water bottle to use while sleeping rather than furnace or wood stove.
• Lower the temperature when you go to sleep. An extra blanket, heated electric blanket, or hot water bottles are an extremely inexpensive way to stay warm. 
• Lower the temperature of your home when you are gone. Also remember, it may be more efficient to keep your home warm rather than going from Hot-Cold. Make sure your thermostat only runs when necessary.
• Keep Curtains Closed.
• Installing inexpensive anti-draft insulation for doors and windows can make areas feel much more comfortable. Upcycle old blankets for use as insulation near windows and doors.
• Wear socks and a sweater indoors and keep thermostat set at a lower temperature.
• Heavy curtains act as insulation during both winter and summer. During the winter, they act as a buffer between warm indoor air and cool windows. During the summer, curtains reflect sunlight that can increase the temperature of the room significantly.
• Fix all air leaks: windows, doors, holes, cracks where your warm air escapes to the exterior. If your insulation is not working properly, you are paying to heat the outside world. Proper insulation is possibly the single most cost effective way to reduce expenses and save money. Use window-wrap during the winter and other insulating measures.

 How To Save Money on Electricity Bill:

• Switch as many bulbs as possible from incandescent to CFL. CFL's require 1/8th the energy and last much longer.
• Turn off lights in any room where you are not using. An old rule (pre wwii): one person-one light. Meaning: if you go to a different room and turn on a light, you must turn off the light you were using previously. This simple step can reduce your electricity bill by 10% or more. 
• Use Candles. Candles are cozy, romantic and a frugal alternative for lighting your house.
• Unplug your devices as soon as they hit 100% charge. Bonus: Unplug the charger after charging.

More Tips on Saving Money on Energy Bills: 

• http://www.reddit.com/r/Frugal/comments/1xn4du/how_to_save_money_on_energy/ 
• http://www.reddit.com/r/Frugal/comments/1yte00/tips_for_saving_money_on_energy_bill/cfnt7o9 
• http://energy.gov/sites/prod/files/2013/06/f2/energy_savers.pdf

How To Save Money February 2014, Inexpensive Valentine's Day Ideas

How To Save Money -- February 2014

Saving money is important whether your budget is $200 or $2,000 per month. More money means more freedom to pursue the hobbies and activities you desire, and invest more for future purchases such as retirement or paying for higher education. Many times we are living paycheck to paycheck simply because we do not know how much the small expenses (starbucks coffee, premium channels on TV) add up to monthly. 

Top 10 Ways to Save Money February 2014

1. Create a budget. By creating a budget, you know where your money goes each month and how much you can potentially save by reducing your monthly groceries budget, or reducing your utilities bill. 
2. 97 Ways to Save Money around the house. How often do you stock up when you find a deal?
3. Shop for a cheaper cell phone. Even if you are using Verizon, prepaid plans are offered that are 1/2 the cost of contracts. Wait out your contract and switch to prepaid or switch to T-mobile and have your contract termination fee paid by T-Mobile.
4. Create your own gifts for Valentine's Day. What is your special talent that you can share with your significant other? Check Out Pinterest.com for free Valentine's Day ideas:
   

   

   Cheap Valentine's Day Idea: Spell out Your Love in Scrabble Letters with Frame from Thrift Store.

5. 40+ Valentine's Day Ideas for Him. Many of these can be applied for the female in your life, and guaranteed that the person receiving your gift will cherish it much more than flowers or a card.
6. File your Income Taxes (And Receive your Refund) Early.
7. Reduce your heating, natural gas, and electricity bills by 30%. 
8. Reduce your Food Expenses/Monthly Grocery Bill. Buying Healthy, Nutritious and Inexpensive food is a great way to feel better while improving your financial and physical health.
9. Save Money on AT & T Family Plan $27/month including 10 GB Data. 
10. Save $300 when purchasing a brand new mattress. Your mattress will last 10 years. Do your homework when purchasing a new mattress.
11. BONUS: 11 Best How To Save Money Articles February 2014.

How To Save Money on your Groceries without Coupons!

How To Save Money and Reduce Your Food Expense without using coupons! Great tips click below:

http://www.frugalitygal.com/2013/06/how-to-save-money-on-groceries-without-coupons.html#_a5y_p=1189033

Best Choice for Filing Income Taxes

What is the best choice for filing income taxes 2014?

visit irs.gov

via

http://www.reddit.com/r/Frugal/comments/1x1rl0/best_choice_for_filing_federal_taxes_online/

Welcome to the official blog of "Mr Frugal Life" !

Mr Frugal Life: Personal Finance Blog

We are a personal finance and entrepreneurship blog and source of information for people who want:

• Save money, diversify our income, and begin to start investing for our future generations.
• Find gainful, full time employment with benefits through starting our own businesses and promoting entrepreneurial activity.
• Enjoying the freedom to travel, learn, read and explore your own interests. That is truly living a frugal life, and we will work together at the blog of Mr Frugal Life.

Mr Frugal Life is your financial guide:

• How to save money, how to your enjoy life by reducing expenses, how to make money and diversify your income.
• Reducing everyday household expenses such as Electricity, Gas or Wood heating, Food costs, water, entertainment and other household expenses.
• Improving professional skills, abilities, and network. Resume writing tips, Job Postings, tips, and much more!

 Who is Mr Frugal Life?

• I am a 38 year old engineer, entrepreneur and personal finance enthusiast. I have always been interested in owning my own business from a young age. I have developed my own skills and talents to be a full time freelance professional, and I want to help others save money and earn a higher income. 

Why does Mr Frugal Life write?

• I want to help others around me live a more fulfilling and financially independent life. Whether you have just started your financial career, or you are nearing retirement, learning proper financial habits from free lessons is important, rather than continually paying for expensive lessons. We are helping Extremely Low Income, Economically struggling, day-to-day and paycheck to paycheck the average everyday person save money and earn a higher income.

Thank you for visiting Mr Frugal Life and we look forward to helping you save money, earn more income, and enjoying more freedom!